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Information for Patients: About TRICARE

TRICARE is the health care program for almost 9.6 million beneficiaries worldwide—including active duty service members, National Guard and Reserve members, retirees, their families, survivors, certain former spouses and others registered in the Defense Enrollment Eligibility Reporting System (DEERS). To learn more about TRICARE:   

Your TRICARE health plan offers:

Visit the TRICARE Newsroom to see the latest news and updates about your TRICARE benefit today!

Looking for your Military Hospital or Clinic?

If you get care at a military hospital or clinic, your individual hospital or clinic website is your best source for information about your health care. Not sure which one is yours?

Have you heard about MHS GENESIS?

MHS GENESIS is the Military Health System's new electronic health record and is replacing TRICARE Online across the U.S. and overseas. When fully deployed, MHS GENESIS will provide a single health record for service members, veterans, and their families.

MHS GENESIS Patient Portal

Visit the MHS GENESIS Patient PortalThe MHS GENESIS Patient Portal is a secure website for 24/7 access to your health information, including managing appointments and exchanging messages with your care team. The new patient portal is launching at sites as MHS GENESIS deploys, replacing the TRICARE Online Secure Patient Portal. 

To access the MHS GENESIS Patient Portal:

  • Go to the MHS GENESIS Patient Portal
  • Beneficiaries can log in using their DS Logon
  • Premium Access (Level 2) is required to view the health record
  • There is no additional fee for Premium Access

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TRICARE QLE: Losing or Gaining Other Health Insurance

Infographic
3/7/2022
This image describes how losing or gaining OHI may change your TRICARE plan options

Any health insurance other than TRICARE is called "other health insurance." If you lose or gain other health insurance through your employer or a private insurance program, that is a QLE allowing you to make changes to your TRICARE coverage. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Retiring from Active Duty

Infographic
3/7/2022
This image describes how retiring from active duty may change your TRICARE plan options

When retiring from active duty, sponsors and family members will have a change in status and plan options. You must re-enroll within 90 days after the retirement date. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Child Going to College

Infographic
3/7/2022
This image describes how your child going to college may change your TRICARE plan options

While enrolled in college, children may be eligible for regular TRICARE benefits until their 23rd birthday or graduation, whichever comes first. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Government-Directed Health Plan Change

Infographic
3/7/2022
This image describes how a government directed health plan change may change your TRICARE plan options

If the government no longer offers a certain TRICARE health plan in your area, you may elect to enroll in another TRICARE health plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Government-Directed PCM Change

Infographic
3/7/2022
This image describes how a government directed PCM change may change your TRICARE plan options

If the government directs you to change your PCM from a network PCM to a military hospital PCM, or vice versa, it’s a QLE. This only applies if you have TRICARE Prime. This gives you the option to either accept the PCM change or switch to TRICARE Select to continue care through a network PCM. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Retiring from Active Duty

Infographic
3/7/2022
This image describes how retiring from active duty may change your TRICARE plan options

When retiring from active duty, sponsors and family members will have a change in status and plan options. You must re-enroll within 90 days after the retirement date. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Death in the Family

Infographic
3/7/2022
This image describes how a death in the family may change your TRICARE plan options

If your sponsor dies while serving on active duty, TRICARE continues to provide coverage for surviving family members. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Having a Baby Stateside (Active Duty Families)

Infographic
3/7/2022
This image describes how giving birth stateside in an active duty family may change your TRICARE plan options

Children are eligible for TRICARE until age 21 (or 23 if in college). You need to take steps to register your newborn in DEERS and enroll him or her in a TRICARE plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Government-Directed Health Plan Change

Infographic
3/7/2022
This image describes how a government directed health plan change may change your TRICARE plan options

If the government no longer offers a certain TRICARE health plan in your area, you may elect to enroll in another TRICARE health plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Activating

Infographic
3/7/2022
This image describes how a change in sponsor status may change your TRICARE plan options

Reserve Component members who are activated receive the same benefits as active duty service members and family members begin getting TRICARE coverage as active duty family members. Reserve Component members have 90 days after your activation date to change their family’s health plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Having a Baby Overseas (Retired Family)

Infographic
3/7/2022
This image describes how giving birth overseas in an active duty family may change your TRICARE plan options

Children are eligible for TRICARE until age 21 (or 23 if in college). You need to take steps to register your newborn in DEERS and enroll him or her in a TRICARE plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Turning 65 and Becoming Medicare-Eligible

Infographic
3/7/2022
This image describes how turning 65 may change your TRICARE plan options

Turning age 65 and becoming Medicare-eligible is a qualifying life event. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Divorce or Annulment

Infographic
3/7/2022
This image describes how a divorce annulment may change your TRICARE plan options

TRICARE coverage will continue for the sponsor and dependent children and may continue for former spouses. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Children Becoming Adults

Infographic
3/7/2022
This image describes how children becoming adults may change your TRICARE plan options

Biological and adopted children can get TRICARE until their 21st birthday in most cases. There are some exceptions to the age limit. You have 90 days after your child turns 21 to make changes to your TRICARE health plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

TRICARE QLE: Having a Baby Stateside (Active Duty Families)

Infographic
3/7/2022
This image describes how giving birth stateside in an active duty family may change your TRICARE plan options

Children are eligible for TRICARE until age 21 (or 23 if in college). You need to take steps to register your newborn in DEERS and enroll him or her in a TRICARE plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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Last Updated: March 01, 2023
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